Effective Date: January 1, 2026
1. ACCEPTANCE OF TERMS
By accessing or using www.jvidal.co (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, you are prohibited from using the Site and must discontinue use immediately.
2. SCOPE OF SERVICES
Mortgages by J Vidal provides professional guidance regarding mortgage lending, loan pre-approvals, refinancing solutions, and real estate investment financing.
Informational Purposes Only: The content on this Site is provided for general informational purposes. It does not constitute financial, legal, or tax advice.
No Commitment to Lend: Submission of information or use of the Site does not constitute a loan approval or a commitment to lend. All loan products are subject to credit approval and underwriting guidelines.
3. PROHIBITED CONDUCT
Users of the Site agree to use the services for lawful purposes only. You are strictly prohibited from:
Providing fraudulent, inaccurate, or misleading information in any loan inquiry or application.
Attempting to bypass Site security or gain unauthorized access to our systems or user data.
Using the Site to engage in any illegal or deceptive commercial practices.
4. INTELLECTUAL PROPERTY RIGHTS
All proprietary content—including text, graphics, logos, images, and digital downloads—is the exclusive property of Mortgages by J Vidal and is protected by United States and international copyright laws. No part of this Site may be reproduced, distributed, or transmitted in any form without prior written consent.
5. DISCLAIMERS AND LIMITATION OF LIABILITY
While we strive for accuracy, Mortgages by J Vidal makes no warranties, expressed or implied, regarding the completeness or accuracy of the Site’s content.
As-Is Basis: Use of the Site is at your own risk.
Liability: In no event shall Mortgages by J Vidal be liable for any financial losses or damages arising from your reliance on Site information or your inability to access the Site.
